Retail Finance

Whether you are a small, local shop or a national chain of stores and whichever sector you are in – books, clothing, drinks, food, furnishings, furniture, health, household goods, pharmacy … you name it, financing the setting up or improvement of retail spaces is complex. You need not only to get the image right but also to consider customer buying habits, ergonomics, staff services, storage space, health and safety as well as budget for essential equipment, furniture and fittings – long before the till rings for the first time.

Budgeting for capital expenditure needs to be well thought-out and executed; we can help you work out a finance or leasing deal that suits your business needs.

See (below) how we have helped others in your industry. Do read more information about us or get in touch to find out how we could help you.

• Budgeting for seasonal trading: In the gadget shop business, heavily reliant on Christmas trading, spreading costs is essential. When one national retailer wanted to open three stores, we provided £75,000 for their fit out, spreading the cost of the furnishings over three years to manage cash flow.
• Financing expansion: A retailer wanted to expand the number of concession stores it has in major UK department stores. We provided £200,000 financed over three years for fixtures and fittings.