Confused?
Hopefully the answers are below,
if not, contact us directly; we’re a friendly bunch…
Choosing the right deal
Generally speaking, we suggest that you apply for finance whether you end up using it or not (although you should be aware that for freelancers this will affect your credit score). Although we would love you to use our services, you are under absolutely no obligation to accept our quote. We do suggest that you apply before you start talking to suppliers though. In some ways, it works a bit like applying for a mortgage: it is easier to go house hunting when you know how much you can afford. Once you have a credit line you can start having serious conversations with dealers. To apply in the first instance, use our online application system. It’s easy to use and will provide you with an instant decision. If you are accepted for finance, the quote is valid for up to three months.
Aside from the fact that we’re lovely people to deal with, there are three great reasons why you should choose finance from Azule:
First up, we specialise in your industry. Assuming you work in media, photography, events etc, we know the pitfalls and the risks and we understand your equipment. As such we won’t ask you endless silly questions about why you need to spend £7000 on a camera;
Secondly, you don’t have to explain to us how you spend every one of your hard earned pennies. We don’t need to know that;
Finally, we are going to be significantly cheaper than using a credit card. We term our loans to the useful life of the equipment. This makes repayment much easier and almost certainly reduces the amount of interest you pay.
For the purpose of accounting a Lease Purchase (where you take ownership of the equipment at the end of your agreement) is considered to be a capital expense. The interest on your Lease Purchase payments is considered to be operating expense. A Lease Rental (where you return the equipment at the end of your agreement) is treated the same way for tax purposes similarly, although you should always speak to a financial advisor regarding tax advice. An Operating Lease is considered to be purely a revenue expense.
We can guide you on the most suitable type of finance. Call us on +44 (0) 1753 580 500 and speak to one of our expert advisors. Before you do, though, please take a look at our quick start guide to finance.
Before I apply
Ordering my equipment
During the contract
If you are looking to upgrade your equipment you have several options. Please have a read of our finance guide here.